Christopher C. Fess, ChFC, CASL, CLU, ChFEBC

 

Fess Financial

Christopher C. Fess, ChFC, CLU, CASL         

     

A “Retirement Strategy Session” can help bring your retirement dreams alive. That's where the commitment to one-to-one, face-to-face financial sessions really makes a difference. Reviewing every aspect of your finances — that way, working together, you can get the best picture of where you are and what you need to do to achieve your dreams of what's ahead. With this, they create a tailored Retirement Strategy —  one that encompasses your entire financial life.

Truth is, in life things change. You might switch jobs, or move, or take on an extra financial responsibility. There will be changes in the market and in the economy. From time to time, you'll need to adjust your strategy — make course corrections to stay on track. It’s important to meet quarterly to help you evaluate your progress, to determine necessary adjustments keeping you on your path realizing and enjoying your dreams. Chris is available for regular checkup meetings or for any situation which might require immediate attention. The commitment to you is not just for today, but for all of retirement.

 Unlike most firms, Fess Financial does not use a pre-designed “cookie cutter” portfolio approach.  They work with clients to design portfolios that meet their specific objectives, time horizon and risk tolerance. The focus is on an unbiased selection of world class investments, not on product sales. Chris integrates your investment portfolio with your overall retirement strategy, taking into account your goals, assets, fears, desires, and dreams.

 

Christopher C. Fess:

Chartered Financial Consultant

Chartered Advisor for Senior Living

Chartered Life Underwriter
Investment Advisor Representative (Series 65)

General Securities Principal (Series 24)

Stock Broker (Series 7, 6, & 63)

 

Chris has conducted hundreds of seminars and workshops for companies, associations, groups and organizations around Arkansas and North Texas educating and informing the public on financial management and asset protection. Chris has also been an instructor the University of Arkansas Adult Division of Continuing Education. In the last 23 years he has taught and educated over 7,000 people and prepared 5,000 financial plans. He is known for his high-energy teaching style and his passionate belief that financial planning can change and improve people’s lives.
Calculators

Risk Tolerance

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Cost of Retirement

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Mortgage Refinancing

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Lease Interest

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Newsletters

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

When Key Players Can't Work

If a company is a two-owner business or its success relies on a few key players, key-person life or disability insurance could possibly offset the risk that the premature disability or death of a major contributor could ruin its future prospects.

HOT TOPIC: Could High Oil and Gas Prices Derail the Recovery?

Gas prices began the year higher than normal and increased sharply. The forecast is for prices to rise to record highs by summer. But it’s not just drivers who are feeling pain at the pump. This article will explain some possible reasons why gas prices have been rising and discuss the potential implications for consumers, businesses, and the broader U.S. economy.

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