Christopher C. Fess, ChFC, CASL, CLU, ChFEBC

 

Fess Financial

Christopher C. Fess, ChFC, CLU, CASL         

     

A “Retirement Strategy Session” can help bring your retirement dreams alive. That's where the commitment to one-to-one, face-to-face financial sessions really makes a difference. Reviewing every aspect of your finances — that way, working together, you can get the best picture of where you are and what you need to do to achieve your dreams of what's ahead. With this, they create a tailored Retirement Strategy —  one that encompasses your entire financial life.

Truth is, in life things change. You might switch jobs, or move, or take on an extra financial responsibility. There will be changes in the market and in the economy. From time to time, you'll need to adjust your strategy — make course corrections to stay on track. It’s important to meet quarterly to help you evaluate your progress, to determine necessary adjustments keeping you on your path realizing and enjoying your dreams. Chris is available for regular checkup meetings or for any situation which might require immediate attention. The commitment to you is not just for today, but for all of retirement.

 Unlike most firms, Fess Financial does not use a pre-designed “cookie cutter” portfolio approach.  They work with clients to design portfolios that meet their specific objectives, time horizon and risk tolerance. The focus is on an unbiased selection of world class investments, not on product sales. Chris integrates your investment portfolio with your overall retirement strategy, taking into account your goals, assets, fears, desires, and dreams.

 

Christopher C. Fess:

Chartered Financial Consultant

Chartered Advisor for Senior Living

Chartered Life Underwriter
Investment Advisor Representative (Series 65)

General Securities Principal (Series 24)

Stock Broker (Series 7, 6, & 63)

 

Chris has conducted hundreds of seminars and workshops for companies, associations, groups and organizations around Arkansas and North Texas educating and informing the public on financial management and asset protection. Chris has also been an instructor the University of Arkansas Adult Division of Continuing Education. In the last 23 years he has taught and educated over 7,000 people and prepared 5,000 financial plans. He is known for his high-energy teaching style and his passionate belief that financial planning can change and improve people’s lives.

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For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

Retirement Plans for Small Businesses

With standard 401(k) plans, the amount a company's owners can contribute to their own retirement account is often restricted by how much other employees contribute to the plan. With the safe harbor option, owners may be able to make larger contributions for themselves in exchange for making tax-deductible contributions or "matches" for employees.

HOT TOPIC: European News Causes Market Mood Swings

In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

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